Frictionless Fraud Prevention for Fintech and Digital Banking

Paygilant seamlessly validates the legitimate customers and protects against all fraud types including money laundering that impact the fintech ecosystem. These include – New Account Opening Fraud, Account Takeover, Transaction & Card Fraud, Cross Banking Fraud, Coupon Fraud,Synthetic Identity Fraud, and more. Paygilant’s six intelligence sets are dynamic layers that analyze and correlate relevant information throughout the user’s journey, determining whether a transaction is safe or risky. Throughout this process, Paygilant observes various attributes related to the user, device, application, and transaction. This is used to weave an identity representation of the user, providing a risk score that indicates the risk level of each transaction. Paygilant’s “checkpoints” monitor each action of the user and assess the risk at each stage (Registration, Login, add a payment method, transaction, and more), to ensure that the genuine user is performing the transaction. The operation is performed continuously throughout the entire user’s journey (Login-Logout).